The Bucket Plan® Philosophy
Retirement is the time to enjoy the life you've worked hard to build, not a time to worry about financial uncertainties. At Kaup's Financial, we utilize The Bucket Plan®, a trusted financial planning philosophy designed to simplify how you think about your wealth management, minimize your lifetime taxes, better protect against risks like market ups and downs, and help you confidently enter retirement.
Crafting Your Bucket Plan®
At Kaup's Financial, The Bucket Plan® is our template for organizing your finances into three "buckets" - labeled Now, Soon, and Later - that help us manage your wealth with purpose and clarity.
- Now: Covers immediate needs, such as living expenses and emergency funds.
- Soon: Focuses on medium-term goals, like anticipated expenses or supplemental income.
- Later: Allocates assets for long-term growth, higher returns, and legacy planning.
4-Step Process
Our team of financial professionals uses a structured four-step process to develop and refine your financial plan:
- Discover: We take the time to explore your financial goals, assess your current situation, and identify any specific hurdles or opportunities unique to you.
- Design: Building on what we've learned, we carefully construct a financial strategy around your needs in retirement.
- Deliver: We present your tailored plan, clearly explaining every detail and addressing any questions or concerns you may have.
- Dedicated: Our partnership doesn't stop once we've put your plan into place. We provide ongoing support and advice while adjusting your plan as needed to help you with long-term success in retirement.
Why The Bucket Plan® Can Work for You
Unlike traditional wealth accumulation approaches, The Bucket Plan® integrates the varied aspects of your financial life into a cohesive plan, allowing for adaptability to life's changes. By placing assets into specific "buckets" based on when you need your money, it can give you peace of mind that you'll always have what you need.
Your Bucket Plan Certified® Financial Advisors
At Kaup's Financial, we have helped families for over 40 years and are proud to offer a personalized approach to retirement planning and holistic wealth management. Trust us to guide you through each step, ensuring your financial plan aligns with your goals and values.
The Bucket Plan® Book
Learn more about the philosophy behind The Bucket Plan® with the best-selling book, The Bucket Plan®: Protecting and Growing Your Assets for a Worry-Free Retirement. This book is an excellent resource for understanding this financial strategy, and it can help complement our advisor-led process. It was also named one of the top financial planning books of 2023 by U.S. News & World Report and placed in the top 15 books for retirement planning by Entrepreneur.com in 2024*!
Why Choose Kaup's Financial?
We believe we stand out for our holistic approach and unwavering commitment to our clients with comprehensive retirement planning that integrates all five pillars of their wealth. Our team’s deep understanding of tax law, financial markets, and The Bucket Plan® helps us craft a tailored strategy that prioritizes your goals and reduces financial stress. Let us help you achieve peace of mind and a secure financial future.